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Outdated Paypal rule contributing to declines
Open, Needs TriagePublic

Description

FrTech - looping you in to this notice from Paypal. Can someone advise if you agree/disagree with disabling this rule. From were I sit, it should be disabled, but was there another reason we had it in place that I may be missing? Can we conclude on this today/tomorrow given impact to declines:

From Paypal:
Wikimedia is witnessing some decline issues that are caused by its legacy policy rule 27880, which is requested by the merchant themselves to decline any payments with $0 <= amount < $1.
The problem is when customers set up BA’s to make recurring donations, the payment for billing agreement is ~$0 resulting in declines. Could you please check with the merchant: Do they still want to keep this policy rule under their current integration?

We have three options for this issue,
Retire legacy policy rule for the merchant if they deem it’s not necessary any more.
Update the rule logic to decline payments with $0 < amount < $1 to avoid those BA payments.
Keep the original rule by merchant request.

We will need two days ahead a Moratorium release window to make the rule change and get all the pre-approvals. So we can apply the changes earliest on 12/10 if receiving the merchant’s feedbacks by 12/8. Or we will need to wait until next week.

Event Timeline

@EMartin fr-tech pretty much unanimously voted for #2 "Update the rule logic to decline payments with $0 < amount < $1 to avoid those BA payments." but this is something paypal will have to put in place. No engineering work on our side.

Thanks David! I'll let them know and ask them to confirm they've done it
and update the case.

Evelyn

I just heard back from Paypal. The rules team advise that it looks like option #2 is being implemented on December 17th with the expectation of going live on December 20th. They are in the middle of a moratorium through the end of the year, which is why there is a little bit of a delay, but I will confirm with the rules teams on the go live date along when it is implemented and update here.

Hello, Paypal is telling me that this rule went into effect today. FRTech, can you see if those payments under $1 are being denied. Additionally the main concern was the stopping of payments. Paypal is not seeing any being stopped.

I'm curious about what portion of the declines PayPal sees for recurring donations less than $1 result from people trying to donate from within their PayPal account by sending to the donate@ email address directly - our donation form warns about the minimum amount. Donor Relations does not see many donors asking why they can't donate less than $1 monthly via PayPal, fwiw.