@krobinson forwarded a report about recent ApplePay failures here. Preliminary digging shows 154 affected donations failing on fraud scores. However, the fraud scores seem to be tripping due to a default minfraud score being assigned due to the minfraud API call failing. I see the following in the logs for these donations:

Feb 11 11:11:08 payments1006 adyen_gateway_fraud: 228919160:228919160.1 "addRiskScore" An error occurred during minFraud query. Assigning MinFraudErrorScore.
Feb 11 11:11:08 payments1006 adyen_gateway_fraud: 228919160:228919160.1 region must be an ISO 3166-2 subdivision code

This suggests the country code isn't being sent or received correctly.

The default minfraud score especially hurts us with ApplePay, as we're already assigning a default CVV and AVS score due to the payment method, leading to a straight rejection.

To find examples, hop on to frlog1002 and run logdog "FINAL STATUS: 'pending-poke:reject' - visa, apple"

A large majority are Italian donors from today.

Let's figure out what's wrong with the API call. I think the pending transaction resolver will help us here, but that also needs follow-up to confirm.