[x] ask Swedbank about direct debit
[x] ask Bankgiro about direct debit
[x] ask Swedbank about personuppgiftsbiträdesavtal
 decide how to get mandates (paper form, web page, member's internet bank)
 set up something in Zynatic so that we can separate members who use direct debit from those who don't
 ask Opad how to create payment initiation files to Bankgirot - we will probably need to activate [[https://www.fortnox.se/program/fortnox-autogiro/ | Fortnox Autogiro]]
 set up something (in Zynatic or Fortnox?) that allows us to create a seperate invoice for members using autogiro, which states that it will be paid by direct debit
 decide how to notify direct debit members (e.g. sending them an e-mail with the invoice)
- Direct debit is activated in our bank, cost is 1,80 SEK per received payment.
- We can administer mandates via Autogiro Online.
- We have 13 active mandates in Autogiro Online (July 2019).
- When debiting members, they need to be notified at least eight bank days before we debit and they need to be sent or have access to an invoice which states that the money will be payed via direct debit.
- Bankgirot has a paper form we can use to get mandates - if we want to [[https://www.bankgirot.se/tjanster/autogiro/Autogiro/medgivandekrav/ | design our own]], it needs to be approved by Swedbank before we use it.
- Swedbank says we don't need a personuppgiftsbiträdesavtal with them, the information on the mandate form is enough.
[[ https://www.swedbank.se/foretag/betala-och-ta-betalt/ta-betalt/autogiro.html | About direct debit on Swedbank]]
[[https://www.bankgirot.se/tjanster/autogiro/Autogiro/handbocker/ | About direct debit on Bankgirot]]
[[https://www.mvh.bgonline.se/Public.Web/Templates/MandateApplications/FillInMandateApplication.aspx?formRef=926d01cd-8360-43bf-8aed-d81ab13da60a | Example of webpage signup]]
[[https://www.lararforbundet.se/artiklar/allt-om-autogiro | Example of instruction for signup via Internet bank]]
[[https://www.bankgirot.se/tjanster/autogiro/Autogiro/e-formular/ | Bankgirot's paper form]]