In today's stopped fraud review, we are manually looking at each stopped (status 600) transaction. In the case where the donor has a prior successful and not refunded prior donation, we are largely manually settling these stopped transactions. Is there a way to automate this to avoid the manual overheads of having to review these stopped yet valid prior donors? Could we employ some logic were the conditions are for instance:
- prior donations > 1 month ago associated with this email address (to dispel the potential of any would be testing where fraudsters test and then seek a refund which is sometimes done on our site)
- no prior refunds done associated with that email address
- stopped at status 600 today and if those conditions are true we automatically move them to status 800 for capture and settlement? This would avoid a significant overhead on internal staff to review these and improve the donor experience for thousands of donors annually who have to wait until the review process (sometimes takes days) to get a thank you page.
- No successful donation within the last 24 hours. This way we don't double charge people who tried again and got through.